You spend most of your life working, saving, and planning for retirement.  The last thing you want is to give the IRS more of your hard-earned money than necessary.  But that's what could happen if you go into retirement without considering the tax implications of your retirement income decisions.  Come learn how different retirement income sources are taxed, options to pay the tax you do owe, and the pros and cons of Roth Conversions.  For more information or questions:  imfinancialplanning.com or call 605-787-1255.

In this class, we will navigate some of the vernacular of planning with wills and preparing to protect familial harmony in probate. This class will provide basic knowledge and dispel a few myths regarding South Dakota Wills and Trusts law. This is your chance to expand your knowledge of basic tools for effective estate planning, help answer your questions, learn how to keep your minor children, loved ones, and money out of court and conflict. Gaining knowledge of the law is time well spent.  

Intro to Household Budgeting is a practical, beginner-friendly class designed to help you take control of your finances and build healthy money habits. Learn the basics of creating a budget, tracking income and expenses, setting financial goals, and managing debt. You'll gain simple tools and strategies to make informed spending decisions, reduce financial stress, and increase confidence in your financial future. Whether you're just starting out or looking to improve your budgeting skills, this class provides a strong foundation for long-term financial success. Students are encourage to bring a general list of expenses and an idea of house hold income.